NOWPayments vs BTCPay Server

A data-driven comparison of NOWPayments and BTCPay Server, based on the latest information recorded by our editors.

Editor's analysis

NOWPayments scores higher overall (8.5/10). NOWPayments is best for many supported assets, while BTCPay Server is best for self-custody bitcoin. Choose based on the coins, settlement and integrations you need — not just the headline score.

Feature
Overall Ratingdiffers8.58.3
Best FordiffersMany supported assetsSelf-custody Bitcoin
Company TypediffersPayment ProcessorOpen-source Software
Foundeddiffers20192017
HeadquartersdiffersNot yet verifiedOpen-source project
Securitydiffers89.4
Transaction Feediffers1%; 1.5% for conversion/fixed-rate flows0% (software is free)
Withdrawal FeeNetwork feeNetwork fee
Settlement FeediffersN/A (crypto)N/A
Network FeediffersVariablePaid by customer
Monthly Feediffers$0Hosting cost only
Setup Feediffers$0$0 software
Supported Coinsdiffers101
Coinsdiffers
  • BTC
  • ETH
  • USDT
  • USDC
  • BNB
  • TRX
  • SOL
  • LTC
  • MATIC
  • DAI
  • BTC
Supported Networksdiffers82
Networksdiffers
  • Bitcoin
  • Ethereum
  • Tron
  • BNB Chain
  • Solana
  • Polygon
  • Litecoin
  • Base
  • Bitcoin
  • Lightning
CustodyNon-CustodialNon-Custodial
API
Plugins
Fiat Settlement
Settlement SpeeddiffersAuto-forward to your own walletInstant to your own wallet
KYC Controls
Payment Links
Recurring Paymentsdiffers
Shopify
WooCommerce
Magentodiffers
Integrationsdiffers
  • Shopify
  • WooCommerce
  • Magento
  • WordPress
  • Custom API
  • Plugins
  • Shopify
  • WooCommerce
  • WordPress
  • Custom API
  • Plugins
Security Controlsdiffers
  • 2FA
  • 2FA
  • Multi-signature
  • Encryption
Availabilitydiffers150+ countriesWorldwide (self-hosted)
Merchant TypesdiffersE-commerce, SaaS, GamingE-commerce, Developers, Retail
Customer Supportdiffers7.46
Prosdiffers
  • Very wide coin support
  • Low base fee
  • Recurring billing and mass payouts
  • No processing fees
  • Fully non-custodial
  • Lightning support
Consdiffers
  • No direct bank settlement
  • Higher fee when converting
  • You run and maintain the server
  • Bitcoin-focused
  • No fiat settlement
Read full NOWPayments review →Read full BTCPay Server review →NOWPayments alternatives →BTCPay Server alternatives →