TCTopCryptoPaymentGateway

Best NOWPayments Alternatives

NOWPayments scores 8.5/10 in our review. Here's how the alternatives compare.

NOWPayments overview

NOWPayments is a crypto payment gateway that lets merchants accept digital assets online and in-store, with dashboards, APIs and settlement options.

Why users look for alternatives

  • No direct bank settlement
  • Higher fee when converting

Based on our editorial review findings.

Comparison table

CompanyEditorialUserTx FeeCoinsSettlementBest for
8.530k review1%; 1.5% for conversion/fixed-rate flows10Auto-forward to your own walletMany supported assetsReview
8.429k review1% standard; enterprise custom9Crypto or EUR / GBP / USD bank payoutEuropean e-commerceReview
8.328k review0.35%–0.75%, tiered by payment size5Automatic crypto payout to merchant wallet after confirmationAPI-first stablecoin checkoutReview
8.327k review1%6Instant in USDCShopify & USDCReview
8.326k review0% (software is free)1Instant to your own walletSelf-custody BitcoinReview
8.225k review1%–2% + $0.25, volume tiered8Next business day to bank (many currencies)Fiat-settled checkoutReview
8.124k reviewOfficial pages conflict; confirm in account9Crypto wallet or auto-conversionMany coins, low feeReview
8.023k review1%1BTC or bank payout (selected currencies)Lightning paymentsReview
7.422k review0.5% gateway; 1.5% white label10Not yet verifiedMulti-coin checkoutReview
7.421k reviewNot publicly disclosed3Not yet verifiedRegulated payment servicesReview
7.420k reviewFrom 0.4%; standard rate may be higher8Not yet verifiedMerchant checkoutReview
7.419k reviewBelow 1%; exact rate quoted by provider3Not yet verifiedEnterprise processingReview
7.418k review0.25%–0.50%, asset and volume dependent8Not yet verifiedEnterprise merchantsReview
7.417k review0% processing fee3Not yet verifiedCrypto.com customersReview
7.416k review0% advertised merchant payment fee5Not yet verifiedBinance ecosystemReview
7.415k reviewNot publicly disclosed1Not yet verifiedBitcoin paymentsReview
7.414k reviewNot publicly disclosed4Not yet verifiedFiat-crypto paymentsReview
7.413k reviewCrypto-to-fiat 0.5%–1.5%, plan dependent2Not yet verifiedCrypto invoicingReview
7.412k review1.5% standard; enterprise from 0.5%5Not yet verifiedWeb3 checkoutReview
7.411k review2% standard; 1% HelioX4Not yet verifiedOnchain commerceReview
7.410k review0% protocol fee3Not yet verifiedSolana paymentsReview
7.49k review1% base; volume tiers down to 0.25%8Not yet verifiedAPI checkoutReview
7.48k review0.23% processing fee9Not yet verifiedE-commerce pluginsReview
7.47k review1%; lower rates may apply at high volume5Not yet verifiedBusiness paymentsReview
7.46k review0% merchant processing fee1Not yet verifiedPayment infrastructureReview
7.45k reviewNot publicly disclosed1Not yet verifiedDigital commerceReview
7.44k review0.8% invoicing5Not yet verifiedMerchant settlementReview
7.43k reviewNot publicly disclosed3Not yet verifiedBusiness accountsReview
7.42k reviewMerchant rate not public; consumer buy/sell up to 3.95%–5.5%6Not yet verifiedEmbedded paymentsReview
7.41k review0%–2.5% spread plus payment-method fee6Not yet verifiedFiat-to-crypto checkoutReview
7.41k reviewNot publicly disclosed6Not yet verifiedEmbedded on-rampReview
7.41k review0.99%–5.45%, method and flow dependent6Not yet verifiedOn-ramp and off-rampReview
7.41k review1.99% card/Apple Pay buy processing; 0% stated for other methods/sell6Not yet verifiedWeb3 paymentsReview
7.41k reviewNot publicly disclosed3Not yet verifiedEmbedded checkoutReview
7.41k reviewNo Onramper transaction markup; provider fees vary6Not yet verifiedOn-ramp aggregationReview
7.41k review1.5% standard; negotiated rates from 0.4%5Not yet verifiedMerchant paymentsReview
7.41k review0.5% gateway6Not yet verifiedStablecoin paymentsReview
7.41k reviewNot publicly disclosed1Not yet verifiedEnterprise Web3 paymentsReview
7.41k reviewNot publicly disclosed8Not yet verifiedStablecoin settlementReview
7.41k reviewPartner-configurable; no fixed public platform rate2Not yet verifiedCross-border stablecoinsReview
7.41k reviewNot publicly disclosed1Not yet verifiedStablecoin checkoutReview
7.41k review1% + $0.25 crypto; 2% + $0.25 crypto-to-fiat6Not yet verifiedRecurring crypto paymentsReview
7.41k reviewNot publicly disclosed3Not yet verifiedOnline merchantsReview
7.41k reviewNot publicly disclosed5Not yet verifiedCrypto acquiringReview
7.41k reviewIllustrative starting rate 2.75%; actual rate varies1Not yet verifiedDigital asset platformsReview
7.41k review0% to Speed Wallet; 1% to external wallet3Not yet verifiedBitcoin paymentsReview
7.41k reviewNot publicly disclosed5Not yet verifiedConnected paymentsReview
7.41k review1%–2%, market and channel dependent7Not yet verifiedCrypto commerceReview
7.41k reviewNot publicly disclosed6Not yet verifiedBusiness conversionReview
7.41k reviewNot publicly disclosed2Not yet verifiedMerchant checkoutReview

Alternative providers

CoinGate

EU crypto gateway with plugins and EUR settlement

8.4/10Editorial
29k review
User rating
Coins
BTC · ETH · USDT · USDC +5
From
1% standard; enterprise custom
View Profile

Glidure

Developer-first stablecoin checkout with automatic wallet payouts

8.3/10Editorial
28k review
User rating
Coins
ETH · USDT · USDC · BNB +1
From
0.35%–0.75%, tiered by payment size
View Profile

Coinbase Commerce

Onchain checkout from Coinbase with USDC settlement

8.3/10Editorial
27k review
User rating
Coins
ETH · USDC · USDT · DAI +2
From
1%
View Profile

BTCPay Server

Free, open-source, self-hosted Bitcoin payments

8.3/10Editorial
26k review
User rating
Coins
BTC
From
0% (software is free)
View Profile

BitPay

Long-running crypto processor with bank settlement

8.2/10Editorial
25k review
User rating
Coins
BTC · BCH · ETH · DOGE +4
From
1%–2% + $0.25, volume tiered
View Profile

CoinPayments

Veteran multi-coin gateway with a 0.5% fee

8.1/10Editorial
24k review
User rating
Coins
BTC · ETH · USDT · USDC +5
From
Official pages conflict; confirm in account
View Profile

Feature comparison

Feature
NOWPayments
CoinGate
Glidure
Coinbase Commerce
Overall Ratingdiffers8.58.48.38.3
Best FordiffersMany supported assetsEuropean e-commerceAPI-first stablecoin checkoutShopify & USDC
Company TypePayment ProcessorPayment ProcessorPayment ProcessorPayment Processor
Foundeddiffers2019201420262018
HeadquartersdiffersNot yet verifiedVilnius, LithuaniaSingaporeUSA (remote-first)
Securitydiffers88.48.29
Transaction Feediffers1%; 1.5% for conversion/fixed-rate flows1% standard; enterprise custom0.35%–0.75%, tiered by payment size1%
Withdrawal FeediffersNetwork feeVaries by payout methodNo extra fee disclosed for automatic wallet payoutNetwork fee
Settlement FeediffersN/A (crypto)IncludedNo separate fee disclosedUSDC (no fiat payout)
Network FeediffersVariablePaid by customerNot separately itemizedPaid by customer
Monthly Fee$0$0$0$0
Setup Fee$0$0$0$0
Supported Coinsdiffers10956
Coinsdiffers
  • BTC
  • ETH
  • USDT
  • USDC
  • BNB
  • TRX
  • SOL
  • LTC
  • MATIC
  • DAI
  • BTC
  • ETH
  • USDT
  • USDC
  • LTC
  • BNB
  • TRX
  • SOL
  • DAI
  • ETH
  • USDT
  • USDC
  • BNB
  • TRX
  • ETH
  • USDC
  • USDT
  • DAI
  • MATIC
  • SOL
Supported Networksdiffers8844
Networksdiffers
  • Bitcoin
  • Ethereum
  • Tron
  • BNB Chain
  • Solana
  • Polygon
  • Litecoin
  • Base
  • Bitcoin
  • Lightning
  • Ethereum
  • Tron
  • BNB Chain
  • Solana
  • Polygon
  • Litecoin
  • Ethereum
  • Polygon
  • BNB Chain
  • Tron
  • Ethereum
  • Base
  • Polygon
  • Solana
CustodydiffersNon-CustodialCustodialHybridCustodial
API
Pluginsdiffers
Fiat Settlementdiffers
Settlement SpeeddiffersAuto-forward to your own walletCrypto or EUR / GBP / USD bank payoutAutomatic crypto payout to merchant wallet after confirmationInstant in USDC
KYC Controlsdiffers
Payment Links
Recurring Paymentsdiffers
Shopifydiffers
WooCommercediffers
Magentodiffers
Integrationsdiffers
  • Shopify
  • WooCommerce
  • Magento
  • WordPress
  • Custom API
  • Plugins
  • WooCommerce
  • Magento
  • WordPress
  • Custom API
  • Plugins
  • Custom API
  • SDK
  • Shopify
  • WooCommerce
  • Custom API
  • Plugins
Security Controlsdiffers
  • 2FA
  • 2FA
  • AML Controls
  • KYC Controls
  • Risk Monitoring
  • 2FA
  • Encryption
Availabilitydiffers150+ countriesGlobal, EU-focusedAvailability not publishedMany countries (check availability)
Merchant TypesdiffersE-commerce, SaaS, GamingE-commerce, SaaSE-commerce, SaaS, Creators, DevelopersE-commerce, Creators
Customer Supportdiffers7.47.86.57.2
Prosdiffers
  • Very wide coin support
  • Low base fee
  • Recurring billing and mass payouts
  • Flat 1% fee
  • Many cart plugins
  • EUR, GBP and USD settlement
  • Low 0.35%–0.75% fee per successful payment with no subscription fee
  • Custom on-site checkout via API
  • Automatic wallet payout after on-chain confirmation
  • Trusted brand
  • Simple Shopify setup
  • Fast USDC settlement on Base
Consdiffers
  • No direct bank settlement
  • Higher fee when converting
  • Verification needed for fiat payouts
  • No official Shopify app
  • New provider with a limited track record
  • No verified native ecommerce plugins
  • No fiat settlement
  • Settles in USDC rather than bank currency
  • Limited coin list

FAQ

It depends on your needs. The table above ranks alternatives by editorial score; check coins, fees and integrations for your use case.