BTCPay Server Review

BTCPay Server is a crypto payment gateway that lets merchants accept digital assets online and in-store, with dashboards, APIs and settlement options.

Last updated 2026-09-20 · Reviewed by the Editorial Team

8.3/10
Editorial rating
26k review
User reviews

Overview

Founded
2017
Headquarters
Open-source project
Company Type
Open-source Software
Supported Countries
Worldwide (self-hosted)
Supported Cryptocurrencies
1 assets
Blockchain Networks
Bitcoin, Lightning
Settlement Options
Instant to your own wallet
Custody
Non-Custodial
Merchant Type
E-commerce, Developers, Retail
Integration Options
Shopify, WooCommerce, WordPress, Custom API, Plugins

Editorial Rating

How we rate
8.3/10Editorial

Weighted score across 8 dimensions. Raw category scores are shown below on a 0–10 scale.

Security(20%)9.4
Pricing & Fees(15%)9.8
Features(15%)8.2
API & Integration(15%)8.6
Ease of Use(10%)6.2
Supported Assets(10%)6.0
Reputation(10%)8.6
Customer Support(5%)6.0
Settlement9.2

Pros

  • +No processing fees
  • +Fully non-custodial
  • +Lightning support

Cons

  • −You run and maintain the server
  • −Bitcoin-focused
  • −No fiat settlement

Features

Crypto Checkout
REST API
Webhooks
Payment Links
QR Payments
Merchant Dashboard
Invoice System
Recurring Payments
Payout API
Mass Payouts
Fiat Settlement
Plugins

Supported Cryptocurrencies

AssetNameSupported networks
BTCBTCBitcoinBitcoin, Lightning

Blockchain Networks

BitcoinLightning

Fees

Last verified Official documentation checked 2026-10-03
Transaction Fee0% (software is free)
Withdrawal FeeNetwork fee
Settlement FeeN/A
Network FeePaid by customer
Monthly FeeHosting cost only
Setup Fee$0 software

Fees change frequently. Always confirm on the provider's website.

Integrations

Shopify
WooCommerce
Magento
WordPress
Custom API
SDK
Plugins

Security

2FA
Cold Storage
MPC
Multi-signature
Encryption
Risk Monitoring
AML Controls
KYC Controls

Only features confirmed by our editors are marked. We do not list certifications unless verified.

User Reviews

—/5
User rating · 0 approved reviews

User ratings are separate from our editorial score. Every review is checked by a moderator before it's published.

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FAQ

See the Security section above for the controls we could confirm. We only list certifications that have been verified.

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