TCTopCryptoPaymentGateway

Best Whitepay Alternatives

Whitepay scores 7.4/10 in our review. Here's how the alternatives compare.

Whitepay overview

Whitepay provides crypto acquiring and point-of-sale payment services. Confirmed asset coverage: 200+ cryptocurrencies. Fee information links to the provider's official source and was checked on 2026-10-03.

Why users look for alternatives

  • Pricing requires a provider quote
  • Availability and integrations require confirmation

Based on our editorial review findings.

Comparison table

CompanyEditorialUserTx FeeCoinsSettlementBest for
7.41k reviewNot publicly disclosed5Not yet verifiedCrypto acquiringReview
8.530k review1%; 1.5% for conversion/fixed-rate flows10Auto-forward to your own walletMany supported assetsReview
8.429k review1% standard; enterprise custom9Crypto or EUR / GBP / USD bank payoutEuropean e-commerceReview
8.328k review0.35%–0.75%, tiered by payment size5Automatic crypto payout to merchant wallet after confirmationAPI-first stablecoin checkoutReview
8.327k review1%6Instant in USDCShopify & USDCReview
8.326k review0% (software is free)1Instant to your own walletSelf-custody BitcoinReview
8.225k review1%–2% + $0.25, volume tiered8Next business day to bank (many currencies)Fiat-settled checkoutReview
8.124k reviewOfficial pages conflict; confirm in account9Crypto wallet or auto-conversionMany coins, low feeReview
8.023k review1%1BTC or bank payout (selected currencies)Lightning paymentsReview
7.422k review0.5% gateway; 1.5% white label10Not yet verifiedMulti-coin checkoutReview
7.421k reviewNot publicly disclosed3Not yet verifiedRegulated payment servicesReview
7.420k reviewFrom 0.4%; standard rate may be higher8Not yet verifiedMerchant checkoutReview
7.419k reviewBelow 1%; exact rate quoted by provider3Not yet verifiedEnterprise processingReview
7.418k review0.25%–0.50%, asset and volume dependent8Not yet verifiedEnterprise merchantsReview
7.417k review0% processing fee3Not yet verifiedCrypto.com customersReview
7.416k review0% advertised merchant payment fee5Not yet verifiedBinance ecosystemReview
7.415k reviewNot publicly disclosed1Not yet verifiedBitcoin paymentsReview
7.414k reviewNot publicly disclosed4Not yet verifiedFiat-crypto paymentsReview
7.413k reviewCrypto-to-fiat 0.5%–1.5%, plan dependent2Not yet verifiedCrypto invoicingReview
7.412k review1.5% standard; enterprise from 0.5%5Not yet verifiedWeb3 checkoutReview
7.411k review2% standard; 1% HelioX4Not yet verifiedOnchain commerceReview
7.410k review0% protocol fee3Not yet verifiedSolana paymentsReview
7.49k review1% base; volume tiers down to 0.25%8Not yet verifiedAPI checkoutReview
7.48k review0.23% processing fee9Not yet verifiedE-commerce pluginsReview
7.47k review1%; lower rates may apply at high volume5Not yet verifiedBusiness paymentsReview
7.46k review0% merchant processing fee1Not yet verifiedPayment infrastructureReview
7.45k reviewNot publicly disclosed1Not yet verifiedDigital commerceReview
7.44k review0.8% invoicing5Not yet verifiedMerchant settlementReview
7.43k reviewNot publicly disclosed3Not yet verifiedBusiness accountsReview
7.42k reviewMerchant rate not public; consumer buy/sell up to 3.95%–5.5%6Not yet verifiedEmbedded paymentsReview
7.41k review0%–2.5% spread plus payment-method fee6Not yet verifiedFiat-to-crypto checkoutReview
7.41k reviewNot publicly disclosed6Not yet verifiedEmbedded on-rampReview
7.41k review0.99%–5.45%, method and flow dependent6Not yet verifiedOn-ramp and off-rampReview
7.41k review1.99% card/Apple Pay buy processing; 0% stated for other methods/sell6Not yet verifiedWeb3 paymentsReview
7.41k reviewNot publicly disclosed3Not yet verifiedEmbedded checkoutReview
7.41k reviewNo Onramper transaction markup; provider fees vary6Not yet verifiedOn-ramp aggregationReview
7.41k review1.5% standard; negotiated rates from 0.4%5Not yet verifiedMerchant paymentsReview
7.41k review0.5% gateway6Not yet verifiedStablecoin paymentsReview
7.41k reviewNot publicly disclosed1Not yet verifiedEnterprise Web3 paymentsReview
7.41k reviewNot publicly disclosed8Not yet verifiedStablecoin settlementReview
7.41k reviewPartner-configurable; no fixed public platform rate2Not yet verifiedCross-border stablecoinsReview
7.41k reviewNot publicly disclosed1Not yet verifiedStablecoin checkoutReview
7.41k review1% + $0.25 crypto; 2% + $0.25 crypto-to-fiat6Not yet verifiedRecurring crypto paymentsReview
7.41k reviewNot publicly disclosed3Not yet verifiedOnline merchantsReview
7.41k reviewIllustrative starting rate 2.75%; actual rate varies1Not yet verifiedDigital asset platformsReview
7.41k review0% to Speed Wallet; 1% to external wallet3Not yet verifiedBitcoin paymentsReview
7.41k reviewNot publicly disclosed5Not yet verifiedConnected paymentsReview
7.41k review1%–2%, market and channel dependent7Not yet verifiedCrypto commerceReview
7.41k reviewNot publicly disclosed6Not yet verifiedBusiness conversionReview
7.41k reviewNot publicly disclosed2Not yet verifiedMerchant checkoutReview

Alternative providers

NOWPayments

Low-fee, non-custodial gateway with 300+ coins

8.5/10Editorial
30k review
User rating
Coins
BTC · ETH · USDT · USDC +6
From
1%; 1.5% for conversion/fixed-rate flows
View Profile

CoinGate

EU crypto gateway with plugins and EUR settlement

8.4/10Editorial
29k review
User rating
Coins
BTC · ETH · USDT · USDC +5
From
1% standard; enterprise custom
View Profile

Glidure

Developer-first stablecoin checkout with automatic wallet payouts

8.3/10Editorial
28k review
User rating
Coins
ETH · USDT · USDC · BNB +1
From
0.35%–0.75%, tiered by payment size
View Profile

Coinbase Commerce

Onchain checkout from Coinbase with USDC settlement

8.3/10Editorial
27k review
User rating
Coins
ETH · USDC · USDT · DAI +2
From
1%
View Profile

BTCPay Server

Free, open-source, self-hosted Bitcoin payments

8.3/10Editorial
26k review
User rating
Coins
BTC
From
0% (software is free)
View Profile

BitPay

Long-running crypto processor with bank settlement

8.2/10Editorial
25k review
User rating
Coins
BTC · BCH · ETH · DOGE +4
From
1%–2% + $0.25, volume tiered
View Profile

Feature comparison

Feature
Whitepay
NOWPayments
CoinGate
Glidure
Overall Ratingdiffers7.48.58.48.3
Best FordiffersCrypto acquiringMany supported assetsEuropean e-commerceAPI-first stablecoin checkout
Company TypePayment ProcessorPayment ProcessorPayment ProcessorPayment Processor
Foundeddiffers2018201920142026
HeadquartersdiffersSingaporeNot yet verifiedVilnius, LithuaniaSingapore
Securitydiffers7.688.48.2
Transaction FeediffersNot publicly disclosed1%; 1.5% for conversion/fixed-rate flows1% standard; enterprise custom0.35%–0.75%, tiered by payment size
Withdrawal FeediffersNot yet verifiedNetwork feeVaries by payout methodNo extra fee disclosed for automatic wallet payout
Settlement FeediffersNot yet verifiedN/A (crypto)IncludedNo separate fee disclosed
Network FeediffersNot yet verifiedVariablePaid by customerNot separately itemized
Monthly FeediffersNot yet verified$0$0$0
Setup FeediffersNot yet verified$0$0$0
Supported Coinsdiffers51095
Coinsdiffers
  • BTC
  • ETH
  • USDT
  • USDC
  • SOL
  • BTC
  • ETH
  • USDT
  • USDC
  • BNB
  • TRX
  • SOL
  • LTC
  • MATIC
  • DAI
  • BTC
  • ETH
  • USDT
  • USDC
  • LTC
  • BNB
  • TRX
  • SOL
  • DAI
  • ETH
  • USDT
  • USDC
  • BNB
  • TRX
Supported Networksdiffers0884
Networksdiffers
  • Not yet verified
  • Bitcoin
  • Ethereum
  • Tron
  • BNB Chain
  • Solana
  • Polygon
  • Litecoin
  • Base
  • Bitcoin
  • Lightning
  • Ethereum
  • Tron
  • BNB Chain
  • Solana
  • Polygon
  • Litecoin
  • Ethereum
  • Polygon
  • BNB Chain
  • Tron
CustodydiffersCustodialNon-CustodialCustodialHybrid
APIdiffers
Pluginsdiffers
Fiat Settlementdiffers
Settlement SpeeddiffersNot yet verifiedAuto-forward to your own walletCrypto or EUR / GBP / USD bank payoutAutomatic crypto payout to merchant wallet after confirmation
KYC Controlsdiffers
Payment Linksdiffers
Recurring Paymentsdiffers
Shopifydiffers
WooCommercediffers
Magentodiffers
Integrationsdiffers
  • Not yet verified
  • Shopify
  • WooCommerce
  • Magento
  • WordPress
  • Custom API
  • Plugins
  • WooCommerce
  • Magento
  • WordPress
  • Custom API
  • Plugins
  • Custom API
  • SDK
Security Controlsdiffers
  • Not yet verified
  • 2FA
  • 2FA
  • AML Controls
  • KYC Controls
  • Risk Monitoring
AvailabilitydiffersNot yet verified150+ countriesGlobal, EU-focusedAvailability not published
Merchant TypesdiffersNot yet verifiedE-commerce, SaaS, GamingE-commerce, SaaSE-commerce, SaaS, Creators, Developers
Customer Supportdiffers6.87.47.86.5
Prosdiffers
  • 200+ cryptocurrencies
  • Official fee source: https://whitepay.com/product/crypto-acquiring
  • Very wide coin support
  • Low base fee
  • Recurring billing and mass payouts
  • Flat 1% fee
  • Many cart plugins
  • EUR, GBP and USD settlement
  • Low 0.35%–0.75% fee per successful payment with no subscription fee
  • Custom on-site checkout via API
  • Automatic wallet payout after on-chain confirmation
Consdiffers
  • Pricing requires a provider quote
  • Availability and integrations require confirmation
  • No direct bank settlement
  • Higher fee when converting
  • Verification needed for fiat payouts
  • No official Shopify app
  • New provider with a limited track record
  • No verified native ecommerce plugins
  • No fiat settlement

FAQ

It depends on your needs. The table above ranks alternatives by editorial score; check coins, fees and integrations for your use case.