BitPay Review

BitPay is a crypto payment gateway that lets merchants accept digital assets online and in-store, with dashboards, APIs and settlement options.

Last updated 2026-09-20 · Reviewed by the Editorial Team

8.2/10
Editorial rating
25k review
User reviews

Overview

Founded
2011
Headquarters
Atlanta, USA
Company Type
Payment Processor
Supported Countries
Most countries (restrictions apply)
Supported Cryptocurrencies
8 assets
Blockchain Networks
Bitcoin, Ethereum, Polygon, Litecoin
Settlement Options
Next business day to bank (many currencies) · Fiat available
Custody
Custodial
Merchant Type
E-commerce, Enterprise, Nonprofits
Integration Options
WooCommerce, Magento, Custom API, SDK, Plugins

Editorial Rating

How we rate
8.2/10Editorial

Weighted score across 8 dimensions. Raw category scores are shown below on a 0–10 scale.

Security(20%)8.8
Pricing & Fees(15%)7.2
Features(15%)8.4
API & Integration(15%)8.2
Ease of Use(10%)8.4
Supported Assets(10%)7.4
Reputation(10%)8.8
Customer Support(5%)7.8
Settlement9.0

Pros

  • +Track record since 2011
  • +Bank settlement in local currency
  • +Invoices and payment links without code

Cons

  • −Higher fees than API-first rivals
  • −Business verification required
  • −Narrower coin list

Features

Crypto Checkout
REST API
Webhooks
Payment Links
QR Payments
Merchant Dashboard
Invoice System
Recurring Payments
Payout API
Mass Payouts
Fiat Settlement
Plugins

Supported Cryptocurrencies

AssetNameSupported networks
BTCBTCBitcoinBitcoin
ETHETHEthereumEthereum
USDUSDCUSD CoinEthereum, Polygon
LTCLTCLitecoinLitecoin

Blockchain Networks

BitcoinEthereumPolygonLitecoin

Fees

Last verified Official pricing checked 2026-10-03
Transaction Fee1%–2% + $0.25, volume tiered
Withdrawal FeeIncluded in daily settlement
Settlement FeeIncluded
Network FeePaid by customer
Monthly Fee$0
Setup Fee$0

Fees change frequently. Always confirm on the provider's website.

Integrations

Shopify
WooCommerce
Magento
WordPress
Custom API
SDK
Plugins

Security

2FA
Cold Storage
MPC
Multi-signature
Encryption
Risk Monitoring
AML Controls
KYC Controls

Only features confirmed by our editors are marked. We do not list certifications unless verified.

User Reviews

—/5
User rating · 0 approved reviews

User ratings are separate from our editorial score. Every review is checked by a moderator before it's published.

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FAQ

See the Security section above for the controls we could confirm. We only list certifications that have been verified.

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