CoinGate vs BitPay

A data-driven comparison of CoinGate and BitPay, based on the latest information recorded by our editors.

Editor's analysis

CoinGate scores higher overall (8.4/10). CoinGate is best for european e-commerce, while BitPay is best for fiat-settled checkout. Choose based on the coins, settlement and integrations you need — not just the headline score.

Feature
Overall Ratingdiffers8.48.2
Best FordiffersEuropean e-commerceFiat-settled checkout
Company TypePayment ProcessorPayment Processor
Foundeddiffers20142011
HeadquartersdiffersVilnius, LithuaniaAtlanta, USA
Securitydiffers8.48.8
Transaction Feediffers1% standard; enterprise custom1%–2% + $0.25, volume tiered
Withdrawal FeediffersVaries by payout methodIncluded in daily settlement
Settlement FeeIncludedIncluded
Network FeePaid by customerPaid by customer
Monthly Fee$0$0
Setup Fee$0$0
Supported Coinsdiffers98
Coinsdiffers
  • BTC
  • ETH
  • USDT
  • USDC
  • LTC
  • BNB
  • TRX
  • SOL
  • DAI
  • BTC
  • BCH
  • ETH
  • DOGE
  • LTC
  • XRP
  • USDC
  • USDP
Supported Networksdiffers84
Networksdiffers
  • Bitcoin
  • Lightning
  • Ethereum
  • Tron
  • BNB Chain
  • Solana
  • Polygon
  • Litecoin
  • Bitcoin
  • Ethereum
  • Polygon
  • Litecoin
CustodyCustodialCustodial
API
Plugins
Fiat Settlement
Settlement SpeeddiffersCrypto or EUR / GBP / USD bank payoutNext business day to bank (many currencies)
KYC Controls
Payment Links
Recurring Payments
Shopify
WooCommerce
Magento
Integrationsdiffers
  • WooCommerce
  • Magento
  • WordPress
  • Custom API
  • Plugins
  • WooCommerce
  • Magento
  • Custom API
  • SDK
  • Plugins
Security Controlsdiffers
  • 2FA
  • AML Controls
  • KYC Controls
  • 2FA
  • KYC Controls
  • AML Controls
AvailabilitydiffersGlobal, EU-focusedMost countries (restrictions apply)
Merchant TypesdiffersE-commerce, SaaSE-commerce, Enterprise, Nonprofits
Customer Support7.87.8
Prosdiffers
  • Flat 1% fee
  • Many cart plugins
  • EUR, GBP and USD settlement
  • Track record since 2011
  • Bank settlement in local currency
  • Invoices and payment links without code
Consdiffers
  • Verification needed for fiat payouts
  • No official Shopify app
  • Higher fees than API-first rivals
  • Business verification required
  • Narrower coin list
Read full CoinGate review →Read full BitPay review →CoinGate alternatives →BitPay alternatives →