Mercuryo vs NOWPayments

A data-driven comparison of Mercuryo and NOWPayments, based on the latest information recorded by our editors.

Editor's analysis

NOWPayments scores higher overall (8.5/10). Mercuryo is best for embedded payments, while NOWPayments is best for many supported assets. Choose based on the coins, settlement and integrations you need — not just the headline score.

Feature
Overall Ratingdiffers7.48.5
Best FordiffersEmbedded paymentsMany supported assets
Company TypePayment ProcessorPayment Processor
Foundeddiffers20182019
HeadquartersdiffersSingaporeNot yet verified
Securitydiffers7.68
Transaction FeediffersMerchant rate not public; consumer buy/sell up to 3.95%–5.5%1%; 1.5% for conversion/fixed-rate flows
Withdrawal FeediffersBlockchain fee; no extra withdrawal fee statedNetwork fee
Settlement FeediffersNot yet verifiedN/A (crypto)
Network FeeVariableVariable
Monthly FeediffersNot yet verified$0
Setup FeediffersNot yet verified$0
Supported Coinsdiffers610
Coinsdiffers
  • BTC
  • ETH
  • USDT
  • USDC
  • SOL
  • LTC
  • BTC
  • ETH
  • USDT
  • USDC
  • BNB
  • TRX
  • SOL
  • LTC
  • MATIC
  • DAI
Supported Networksdiffers08
Networksdiffers
  • Not yet verified
  • Bitcoin
  • Ethereum
  • Tron
  • BNB Chain
  • Solana
  • Polygon
  • Litecoin
  • Base
CustodydiffersCustodialNon-Custodial
APIdiffers
Pluginsdiffers
Fiat Settlement
Settlement SpeeddiffersNot yet verifiedAuto-forward to your own wallet
KYC Controls
Payment Linksdiffers
Recurring Paymentsdiffers
Shopifydiffers
WooCommercediffers
Magentodiffers
Integrationsdiffers
  • Not yet verified
  • Shopify
  • WooCommerce
  • Magento
  • WordPress
  • Custom API
  • Plugins
Security Controlsdiffers
  • Not yet verified
  • 2FA
AvailabilitydiffersNot yet verified150+ countries
Merchant TypesdiffersNot yet verifiedE-commerce, SaaS, Gaming
Customer Supportdiffers6.87.4
Prosdiffers
  • 100+ cryptocurrencies
  • Official fee source: https://help.mercuryo.io/hc/en-gb/articles/14495507432989-What-fees-do-you-charge
  • Very wide coin support
  • Low base fee
  • Recurring billing and mass payouts
Consdiffers
  • Fees and asset availability can change
  • Confirm the final quote before integrating
  • No direct bank settlement
  • Higher fee when converting
Read full Mercuryo review →Read full NOWPayments review →Mercuryo alternatives →NOWPayments alternatives →